For 2026, the FHA loan limit in Grand-Prairie county, located in Dallas, TX, is $411,700 applicable to a single-family home, $527,050 for properties with 2-units, $637,050 for those with 3-units, and $791,750 for properties with 4-units.
Concerning conventional loans, their maximum loan amount stands at $548,250 for single-family residences. For homes having two units, it's $702,000, $848,500 applies to those with three units, and $1,054,500 for homes featuring 4-units.
Try our FHA calculator to discover today's top FHA rates and calculate the required downpayment, income, credit score, reserves, and necessary documentation to qualify.
The Lendersa® calculator allows a nuanced comparison of FHA rates & terms with those of multiple other loan programs. Dive into and compare different loans such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA offerings.
Lendersa® collects vast amounts of loan program data from numerous lenders and swiftly aligns this information with your personal financial situation and preferences.
Loan Limits Comparison Table for 2026 at Grand-Prairie county, Dallas, TX helps compare the maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to understand qualification requirements, including specifics on income, reserves, and credit needs.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $411,700 | $527,050 | $637,050 | $791,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $329,300 | $329,300 | $329,300 | $329,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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