For 2026, the FHA loan limit is set at $524,400 for a single-family residence in Cibolo county of Guadalupe, TX. For properties with two units, the limit escalates to $671,300; for three-unit properties, it rises to $811,450; and for four-unit homes, it caps at $1,008,450.
When it comes to conventional loans, the highest permissible amount for single-family homes is $726,200. For properties with two units, the maximum loan is $929,850, for those with three, it reaches $1,123,900, and for four-unit buildings, the limit is $1,396,800.
Utilize our FHA calculator to find today’s most advantageous FHA rates. This tool also assists you in determining necessary components like your down payment, income needs, credit requirements, reserve requirements, and required documentation for qualification.
Examine and contrast loan offers from over 100 lenders to ensure you get the best deal possible.
With the Lendersa® calculator, you can effectively compare the rates and terms of FHA loans with those of other financing options. Check out options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, all in conjunction with FHA possibilities.
Lendersa® rapidly obtains loan program data from an extensive network of lenders and aligns it with your personal financial details to help identify the best choices for your specific needs.
The Loan Limits Comparison Table for 2026 in the county of Guadalupe in Cibolo, TX, provides a comprehensive look at the maximum loan amounts for various types of loans. Compare limits on FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Additionally, to compare qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $524,400 | $671,300 | $811,450 | $1,008,450 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $359,700 | $359,700 | $359,700 | $359,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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