As of 2026, the FHA loan cap in La-Villa, Hidalgo, TX stands at $356,362 for a one-family dwelling, $456,275 for duplexes, $551,500 for tri-plex properties, and $685,400 for four-unit buildings.
For conventional loans, the maximum lending amount for a single-unit home is $548,250; for duplexes, it's $702,000; for triplex homes, $848,500; and for four-unit estates, it's $1,054,500.
Try our FHA calculator to discover the best rates available today, and see what down payment, income, credit score, reserves, and documentation are required for eligibility.
The Lendersa® calculator helps you weigh FHA terms and rates against other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
With information sourced from thousands of lenders, Lendersa® swiftly compares these against your tailored financial needs and profile.
In 2026, review the Loan Limits Comparison Chart for La-Villa, Hidalgo, TX, featuring FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To compare qualification details like income, reserves, and credit, try Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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