For 2026, the FHA loan limits in Seagoville located within Dallas county in TX are $531,300 for a single-family home, $680,150 for duplexes, $822,150 for triplexes, and $1,021,750 for properties with four units.
The maximum conventional loan amounts are $726,200 for single-family homes, $929,850 for two-unit properties, $1,123,900 for three-unit homes, and $1,396,800 for those with four units.
Utilize our FHA calculator to access today’s favorable FHA rates and to compute required downpayments, income, credit scores, reserves, and the documents necessary for qualification.
With the Lendersa® calculator, you can evaluate FHA rates and terms against other loan programs. Explore and contrast offerings including Conventional loans, Jumbo loans, VA loans, USDA loans, Non-QM, and hard money loans alongside FHA options.
Lendersa® quickly aggregates data from thousands of lenders to align with your specific financial needs and profile.
The Loan Limits Comparison Table for 2026 in Seagoville, Dallas, TX allows for a side-by-side analysis of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan ceiling amounts. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for an in-depth comparison of qualification requirements such as income, reserves, and credit evaluations.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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