In the year 2026, the FHA loan limits in Farmersville county within Collin, TX, are defined as $531,300 for single-family homes. For 2-unit properties, it increases to $680,150, while 3-unit homes are capped at $822,150 and 4-unit homes have a limit of $1,021,750.
Conventional loan maximums are slightly different: for a single-family home, it's $726,200; for 2-units, it's set at $929,850; moving to 3-units, it's $1,123,900; and for 4-units, the maximum is $1,396,800.
Utilize our FHA calculator to view the most competitive FHA rates today. Calculate the necessary downpayment, income requirement, credit score, reserves, and necessary documents for qualification.
With the Lendersa® calculator, easily compare FHA rates & terms against other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, connecting you with FHA.
Lendersa® collects comprehensive data from numerous lenders, offering rapid comparisons suited to your unique financial profile and requirements.
For 2026, the Loan Limits Comparison Table in Farmersville county of Collin, TX contrasts FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limits. To explore criteria like income, reserves, and necessary credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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