In 2025, the FHA loan limits in Lavon county of Collin, TX, are set at $531,300 for a single-family home, $680,150 for duplexes, $822,150 for triplexes, and $1,021,750 for four-unit buildings.
The maximum for conventional loans on a single-family residence is $726,200. For duplexes, it is $929,850, for triplexes it's $1,123,900, and for four-unit structures, it's $1,396,800.
Use our FHA calculator to see today’s best FHA rates and assess the required downpayment, income, credit, reserves, and documents necessary to qualify.
The Lendersa® calculator provides a way to compare the rates and terms of FHA loans with those of other programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates data from thousands of different lenders, quickly aligning it with your financial profile for accurate matches.
The Loan Limits Comparison Table for 2025 in Lavon county, Collin, TX, facilitates comparison among maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate income, reserves, and credit criteria, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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