In 2026, the FHA loan limit for properties in Fredericksburg County, Gillespie, TX, is as follows: $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit residences.
For conventional loans, the maximum amount for a single-family dwelling reaches $726,200. This increases to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for buildings with four units.
Our FHA calculator allows you to discover today's top FHA rates and compute the necessary downpayment, income requirements, credit scores, reserves, and documentation needed for loan qualification.
Using the Lendersa® calculator, you can match FHA rates and conditions against other loan program offerings, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Data from thousands of lenders is processed by Lendersa® to quickly provide comparisons catered to your individual financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Fredericksburg County, Gillespie, TX, delineates the highest loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements involving income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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