In 2026, the FHA loan limit in Kerrville county of Kerr, TX, is $472,030 for a single-family dwelling. For two-unit properties, the cap is $604,400; for three-unit homes, it's $730,525; and for four-unit buildings, the maximum is $907,900.
For conventional loans, the highest loan amount for a single-family residence is $726,200. The limit for two units is $929,850, while for three units it is $1,123,900, and for four-unit properties, it is $1,396,800.
Use our FHA calculator to discover the best current FHA rates and calculate necessary details such as the down payment, income requirements, credit score, reserves, and the documents needed for qualification.
The Lendersa® calculator enables comprehensive comparisons of FHA rates and terms against those of other loan programs. Consider and contrast options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA offerings.
Lendersa® collects data from a vast array of lenders, providing rapid comparisons that align with your distinct financial profile and necessities.
For 2026, view the Loan Limits Comparison Table in Kerrville, Kerr, TX, which outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To contrast qualification criteria like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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