In 2026, the FHA loan limits for Friendswood county within Galveston, TX, are as follows: $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for residences with three units, and $907,900 for those with four units. These limits are established to guide you in determining the financing options available for different property configurations.
For conventional loans, the maximum allowable amount on a single-family residence stands at $726,200. For properties with two units, this cap is $929,850, rising to $1,123,900 for three-unit homes, and for those with four units, the maximum reaches $1,396,800. By understanding these limits, you can make informed decisions about your mortgage needs.
Make use of our FHA calculator to uncover today’s best FHA rates, helping you accurately calculate necessary figures such as the downpayment required, income expectations, credit assessments, reserves, and the documentation needed to successfully qualify for these loans. This tool is designed to streamline your processes, ensuring you’re well-prepared and informed.
The Lendersa® calculator is a comprehensive tool designed to enable effective comparison of FHA rates and terms against all other loan program offerings. Embark on a detailed exploration of options available, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, each juxtaposed with FHA options to provide a clear understanding of your financing landscape.
Lendersa® efficiently compiles robust loan program data from thousands of lenders, delivering rapid and accurate analyses that match your unique financial profile and personal needs, offering you tailored advice in real-time.
The 2026 Loan Limits Comparison Table for Friendswood county in Galveston, TX, offers a meticulous breakdown of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans, allowing you to make informed comparisons. Employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification criteria, such as income levels, reserves, and credit considerations, ensuring your application aligns with all requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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