In 2026, the FHA loan limits in League-City county of Galveston, TX, are as follows: $356,362 for a single-family home, $456,275 for a duplex, $551,500 for a triplex, and $685,400 for a fourplex.
The ceiling for conventional loans on single-family homes is $548,250. For 2-units, the limit is $702,000, for 3-units it's $848,500, and for properties with 4-units, the cap is $1,054,500.
Utilize our FHA calculator to discover today's leading FHA rates and compute the required down payment, income guidelines, credit score, reserves, and necessary documents for qualification.
Lendersa® calculator aids in comparing FHA rates and terms with all other loan programs. Delve into and compare different loans such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA rates.
Lendersa® rapidly compiles and analyzes loan program data from thousands of lenders, matching it against your unique financial profile and needs within seconds.
Examine the Loan Limits Comparison Table for 2026 in League-City county of Galveston, TX. This table allows comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To explore the qualification needs in terms of income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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