In 2026, the FHA loan limits for Pasadena county, Harris, TX, are set at $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
For conventional loans, the maximum amount permitted for single-family homes is $726,200. For 2-units, it's $929,850, for 3-units it's $1,123,900, and $1,396,800 for 4-units.
To evaluate today's leading FHA rates, use our FHA calculator to compute the down payment, income requirements, credit standards, reserves, and necessary documentation.
With the Lendersa® calculator, you can compare FHA rates and terms to other loans like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data quickly from numerous lenders and matches it with your financial requirements.
Our Loan Limits Comparison Table for 2026 shows maximums for FHA, Conventional, Jumbo, USDA, VA, and other types in Pasadena county, Harris, TX. Check out Lendersa® SLIQ™ for requirements on income, credit, and reserves.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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