2026 FHA Loan Limits for Gatesville, Coryell County, Texas

For the year 2026, FHA loan limits in Gatesville County, which is part of Coryell, TX, are as follows: $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplex homes, and $907,900 for properties with four units.

The top available amount for conventional loans on a single-family residence is $726,200. For two-units, it's $929,850, for three-units, $1,123,900, and it reaches $1,396,800 for four-unit structures.

Utilize our FHA calculator to review today’s FHA interest rates and establish the downpayment, required income, credit, reserves, and necessary documentation to qualify.

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Explore Loan Options in Gatesville, TX

The Lendersa® calculator helps to compare FHA rates and terms with those of other loan programs. These include Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® gathers and analyzes loan data from thousands of lenders, providing quick comparisons tailored to your unique financial circumstances.

For 2026 in Gatesville, located within Coryell, TX, view the Loan Limits Comparison Table to examine FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Compare qualification needs such as income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Gatesville county of Coryell, TX

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Gatesville FHA Lenders

  • Fort Hood National Bank
  • 109 T J Mills Blvd, Fort Hood, TX, 76544
  • Lends in Texas
  • Fort Hood National Bank (FHNB) has stood apart as a leader in military banking. FHNB continues to be recognized by many around the world as the premier provider of banking services to the military community. We understand the banking needs of our service men and women and their families, and are proud to be your military bank.

  • First Community Bancshares, Inc
  • 703 Swanner Loop, Killeen, TX, 76543
  • Lends in Texas
  • First National Bank Texas (FNBT) and First Convenience Bank (FCB), a division of FNBT, remain dedicated to providing customers with quality financial products and services. Our bank was originally founded in 1901 in the Central Texas town of Killeen, only 19 years after the city was established. From our humble beginnings.

  • Extraco Banks
  • 2000 N. Main, Belton, TX, 76513
  • Lends in Texas
  • Extraco Banks celebrated 119 years and three generations of family management on July 12th, 2021. Founded as a cotton warehousing company, Extraco is the largest and most comprehensive independent financial institution headquartered in central Texas with over $1.2 billion in assets,

  • Educators Credit Union
  • 501 West State Highway 6, Waco, TX, 76712
  • Lends in Texas
  • Educators Credit Union. In the beginning, the credit union was named McLennan County Teachers Federal Credit Union, but was later changed to Educators Credit Union ECU is the largest credit union in Central Texas, with more than 28, 000 members and over $500 million in assets. It is our goal to meet the financial needs

  • Texell Credit Union
  • PO Box 983, Temple, TX, 76503
  • Lends in Texas
  • Texell Credit Union is a not-for-profit financial cooperative founded in 1948. With over 130+ employees, Texell serves over 40, 500 members through digital service platforms and nine Central Texas branches. Texell offers a wide range of financial services to its members, and performs competitor research weekly to ensure it

  • GENCO Federal Credit Union
  • 731 N Valley Mills Drive, Waco, TX, 76710
  • Lends in Texas
  • GENCO Federal Credit Union was originally created to meet the financial needs of employees of the General Tire and Rubber Company (Waco Plant) and their immediate families. GENCO's first office building was built in 1960 at 1905 Kendall Lane. GENCO's Board of Directors decided to purchase a building in the heart of the Waco business.

  • First Central Credit Union
  • 6201 Sanger Avenue, Waco, TX, 76710
  • Lends in Texas
  • First Central Credit Union is a Financial Services company located in Central Texas, United States. We are a not-for-profit credit union meaning we pass along to you savings and funds from profits as less fees and better rates -- as we provide secure competitive financial services, Exceeding the needs of our members.

  • The McCulloch Mortgage Team
  • 600 Lake Air Dr, Suite 1B, Waco, TX, 76710
  • Lends in Texas
  • At The McCulloch Team, we treat every customer as an individual, not a number. You won’t be placed into a loan profile created by the banking industry. We use common sense and will help you obtain the best home loan possible. We have a wide range of programs and together find the loan that’s best suited for you.

  • THE KOEHN MORTGAGE GROUP
  • 1600 Lake Air Dr, Waco, TX, 76710
  • Lends in Texas
  • The Koehn Mortgage Group, we treat every customer as an individual, not a number and we don't place you into a loan profile, created by the banking industry. We will help you obtain the best home loan possible, for your particular situation. We have a wide range of programs and together we'll find the loan that's best suited for you

  • The Texas Mortgage Pros
  • 4819 Williams Drive, Georgetown, TX, 78633
  • Lends in Texas
  • The Texas Mortgage Pros team consists of mortgage professionals all over Texas. We are committed to providing our clients with the highest quality service for your mortgage needs. Combined with the lowest rate and multiple loan programs available in your area – Spring, San Antonio, Tomball, The Woodlands, Dallas, Austin and Houston, Texas.