In the year 2026, the FHA loan cap in Georgetown county, which is part of Williamson, TX, is $472,030 for single-family homes. For 2-units, it's set at $604,400; for three-unit buildings, the limit is $730,525; and for four-unit structures, it's $907,900.
The highest amount for conventional loans is $726,200 for single-family residences, $929,850 for two-unit homes, $1,123,900 for three-unit homes, and $1,396,800 for four-unit homes.
Use our FHA calculator to find the best FHA rates available today and determine the needed downpayment, income level, credit standing, reserves, and documents necessary to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with other loan programs. Explore options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in comparison with FHA.
Lendersa® aggregates data from numerous lenders and compares it to your financial details swiftly.
Review the Loan Limits Comparison Table for 2026 in Georgetown county, part of Williamson, TX, to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To compare eligibility factors such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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