In 2026, the FHA loan limit in Giddings, Lee, TX, is $472,030 for single-family homes, $604,400 for two-unit homes, $730,525 for three units, and $907,900 for four units.
Conventional loans have a maximum of $726,200 for single-family residences, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit properties.
Use our FHA calculator to find today’s top FHA rates and determine the necessary down payment, income, credit, reserves, and documents required to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with other loan programs. Explore and compare Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® retrieves loan data from thousands of lenders, providing quick alignment with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Giddings, Lee, TX, highlights maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for assessing qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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