For 2026, FHA loan limits in the county of McLennan, within Bellmead, TX, are $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four-unit homes.
For conventional loans, the highest amount for a single-family home is $726,200. The limits for two-unit, three-unit, and four-unit properties are $929,850, $1,123,900, and $1,396,800, respectively.
Use our FHA calculator to find today’s best FHA rates and to determine the necessary downpayment, income, credit score, reserves, and documentation needed for qualification.
The Lendersa® tool lets you compare FHA rates with those of other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers loan data from thousands of lenders and quickly analyzes it against your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Bellmead county, McLennan, TX, outlines maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) loans, as well as hard money amounts. For detailed comparison of qualification needs like income, reserves, and credit, use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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