In the year 2026, the FHA loan limits in Lacy-Lakeview county, McLennan, TX are $472,030 for a single-family house, $604,400 for two-unit homes, $730,525 for three-unit properties, and $907,900 for four-unit residences.
The upper limit for conventional loans on single-family residences is $726,200, while two-unit homes are capped at $929,850, three-unit properties at $1,123,900, and four-unit structures at $1,396,800.
Leverage our FHA calculator to check today’s leading FHA rates and calculate the required downpayment, income, credit standing, reserves, and documentation for qualification.
The Lendersa® calculator allows for the comparison of FHA rates and terms with other loan options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data from thousands of lenders, delivering insights in seconds that align with your individual financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Lacy-Lakeview county, McLennan, TX showcases maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money products. For comparing qualification needs like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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