In 2026, the FHA loan limits in Hidalgo, Hidalgo county, TX, are $472,030 for a single-family home, $604,400 for two-unit dwellings, $730,525 for three units, and $907,900 for properties with four units.
The maximum amount for conventional loans on a single-family residence is $726,200, $929,850 for two units, $1,123,900 for three-unit homes, and $1,396,800 for four-unit buildings.
Use our FHA calculator to discover today’s best rates and determine the downpayment, income, credit, reserves, and documents necessary for qualification.
The Lendersa® calculator aids in comparing FHA rates and terms against other loan programs. Evaluate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates data from thousands of lenders, swiftly matching it to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Hidalgo, within the county of Hidalgo, TX, offers insight into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification needs like income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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