In 2026, FHA loan limits in San-Juan county of Hidalgo, TX are defined as $356,362 for a single-family home, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.
For conventional loans, the highest permissible amount on a single-family residence is $548,250. Properties with two units are capped at $702,000, for three units, $848,500, and for four units, the cap is $1,054,500.
Employ our FHA calculator to access today’s best FHA rates and determine the required downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator allows an in-depth comparison of FHA rates and terms with those of other loan programs. Look into options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® streams loan program data from thousands of lenders and provides rapid comparison against your specific financial profile and requirements.
The Loan Limits Comparison Table for 2026 in San-Juan county, Hidalgo, TX, aids in evaluating FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Assess qualification needs like income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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