2023 FHA (Government Loans) Limits for Hitchcock, Galveston County, Texas

In 2025, FHA loan limit in Hitchcock county of Galveston, Texas is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in Hitchcock county of Galveston, Texas compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Hitchcock county of Galveston, TX

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Galan Mortgage LLC
  • 8822 Dexter Street, Houston, TX, 77075
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
  • Plan Lending
  • 224 West Park Street, Suite 200, Freeport, TX, 77541
  • PLAN Lending Has Multiple Loan Programs And Strategies, Expert Knowledge And Working Experience To Finance Your Next Property Successfully! Strategies. What Separates PLAN From Other Lenders Is Providing Our Clients VaLuable Strategies To Achieve Their Financing Goals. The Crux Of That Success Is The Full Understanding Of Ever-Changing Lending.
  • Brazos National Bank Of America
  • 2300 Brazosport Blvd N, Richwood, TX, 77531
  • At Brazos National Bank, we take the role of community banking seriously. We strive to deliver the financial products and services that the community needs with a personal touch. Whether you prefer the convenience of online or ATM banking or the personal service of a friendly, knowledgeable banking professional.
  • CAPITAL HOME LENDING
  • 4532 Pasadena Blvd, Suite C, Pasadena, TX, 77503
  • Capital home lending are a full-service mortgage brokerage specializing in every area of residential home lending.Our mission is to enrich and empower people's lives through homeownership while providing them with the lowest interest rate and closing costs. and We pledge to deliver our clients and referral partners.
  • Shell FCU
  • 301 E 13th Street, Deer Park, TX, 77536
  • Shell FCU is a member owned and operated cooperative serving Harris County. We offer a wide range of services at no-cost or at lower costs than traditional financial institutions, including more favorable rates on dividends and loans.Anyone who lives, works, worships, attends school, or regularly conducts business.
  • Lubrizol Employees' Credit Union
  • 205 Center Street, Deer Park, TX, 77536
  • Lubrizol Employees' Credit Union is proud to be a member-owned, not-for-profit financial cooperative whose sole purpose is to serve its members. Our commitment to our members is consistent with our credit union principles of “Not for Profit, Not for Charity, But for Service” and our philosophy of “People Helping People
  • Liberty Mortgage
  • 3710 Center St, Suite 101, Deer Park, TX, 77536
  • The resourceful and skilled team at Liberty Mortgage is eager to help you reach your dreams. If you need an experienced Deer Park, TX mortgage team focused on precision, give us a call. FHA Loans with -0- lender fees and also we can usually issue a credit to the buyer to cover some of their closing costs. Credit Scores as low as 580 on FHA.
  • Mortgage Associates Houston's Low Rate Leader
  • 1506 E Broadway St, Suite 102, Houston, TX, 77012
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Guarantee Mortgage, LLC
  • 2770 North FM565 Road, Mont Belvieu, TX, 77523
  • Guarantee Mortgage is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.
  • First Step Mortgage
  • 7070 Knights Ct, Suite 402, Missouri City, TX, 77459
  • FIRST STEP MORTGAGE, your local Houston mortgage professionals. As licensed mortgage originators, our reputation is built on professionalism, integrity and the ability to keep transactions on track. We are dedicated to helping our clients obtain a mortgage that fits their specific financial goals
  • Excel Mortgage LLC
  • 7335 Highway 6 South, Suite 200 East, Missouri City, TX, 77459
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We’ve been helping Customers afford the home of their dreams for the past 25 years and we love what we do.