For 2026, the FHA loan limits have been set in Hitchcock, within Galveston county of TX, as follows: $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit buildings.
Conventional loans have an upper limit of $726,200 for single-family homes; for two-unit properties, it's set at $929,850, with $1,123,900 for three-unit residences, and $1,396,800 for four-unit properties.
You can use our FHA calculator to discover today’s premium FHA rates and calculate the required down payments, examining income, credit, reserves, and documents needed for qualification.
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The Lendersa® calculator facilitates detailed comparisons of FHA rates and terms with all other loan programs available. It helps you explore and contrast options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates extensive loan program data from a wide range of lenders and efficiently compares it against your distinct financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Hitchcock under the jurisdiction of Galveston, TX, aids in contrasting maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To effectively compare qualification criteria like income, reserves, and credit score, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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