As of 2026, the FHA loan limit set for Dickinson county in Galveston, TX is $472,030 for a single-family home. If your property consists of two units, the allowed limit increases to $604,400. For those with three units, it's $730,525, and for four-unit buildings, the upper boundary is $907,900.
When considering conventional loans, the maximum amount for a single-family residence is $726,200. For properties with two units, the maximum climbs to $929,850, for three-unit homes, it extends to $1,123,900, and for four-unit properties, it reaches $1,396,800.
Utilize our FHA calculator to identify today’s top FHA rates and determine necessary elements like downpayment, income qualification, credit requirements, reserves, and required documents for your loan approval process.
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The Lendersa® calculator provides a platform to compare FHA loan rates and terms with other available loan programs. Explore options like Conventional loans, Jumbo mortgages, VA, USDA, Non-QM, and hard money loans to find the fit for your financial scenario.
Lendersa® efficiently aggregates loan program data from many lenders and quickly aligns it with your financial details and needs, offering personalized comparisons.
Review the Loan Limits Comparison Table for 2026 set in Dickinson county of Galveston, TX. It covers maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To comprehensively compare qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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