For the year 2026, in the county of Montgomery, situated in Pinehurst, TX, the FHA loan limits are as follows: $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for fourplexes.
The highest permissible loan amounts for conventional loans are $726,200 for a single-family dwelling, $929,850 for a two-unit setup, $1,123,900 for properties with three units, and $1,396,800 for those with four units.
Leverage our FHA calculator to discover today’s most competitive FHA rates. It’ll guide you through calculating essentials like down payments, income requirements, necessary credit scores, reserves, and all documents needed to ensure you qualify.
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The Lendersa® calculator provides an effective tool for comparing FHA rates and terms with those of other loan programs. It allows a thorough exploration of various options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA choices.
Offering comprehensive data aggregation, Lendersa® derives loan program insights from thousands of lenders. This system rapidly aligns these programs with your distinct financial profile and specific needs.
Utilize the Loan Limits Comparison Table for 2026 within Pinehurst, in the county of Montgomery, TX, to juxtapose maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For further analyses into qualification prerequisites such as income levels, reserve quantities, and credit standings, consider employing the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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