For 2026, the FHA loan limits in Portland, located in San Patricio, TX, are $472,030 for a single-family home, $604,400 for duplexes, $730,525 for three-unit residences, and $907,900 for four-unit buildings.
As for conventional loans, they have maximum limits of $726,200 for single-family units, $929,850 for two-unit structures, $1,123,900 for three-unit dwellings, and $1,396,800 for four-unit houses.
Our FHA calculator can assist you in finding today's best FHA rates, and help you figure out the necessary downpayment, income, credit, reserves, and documentation needed for qualification.
Use the Lendersa® calculator to contrast the rates and terms of FHA loans with all other program types. You can explore comparisons with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® rapidly gathers data from thousands of lenders, providing tailored solutions that fit your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Portland, San Patricio, TX allows you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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