In Aransas-Pass, within the county of San Patricio in TX, the FHA loan cap for 2025 is $356,362 for a single-family home. For duplexes, the limit is $456,275; it is $551,500 for triplexes, and $685,400 for four-unit properties.
The highest conventional loan sum for a single-family dwelling is $548,250. It is $702,000 for 2-unit homes, $848,500 for 3-units, and $1,054,500 for 4-units.
Employ our FHA calculator to uncover today's optimal FHA rates and comprehend the required down payment, income, credit, reserves, and necessary documents for eligibility.
The Lendersa® tool enables comparisons of FHA terms against all other loan program terms. Investigate and compare options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA distinctions.
Lendersa® aggregates program data from vast lender networks and swiftly aligns it with your unique financial needs and situation.
The Loan Limits Comparison Table for 2025 in the Aransas-Pass area of San Patricio, TX, allows for a comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualification criteria like income, reserves, and credit by leveraging Lendersa® Super Loan Integrated Qualifier (SLIQ™)
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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