As of 2026, the FHA loan limits in Terrell, located in Kaufman, TX, are set at $531,300 for one family home, $680,150 for two units, $822,150 for three units, and $1,021,750 for buildings with four units.
The highest permissible loan amount for conventional loans stands at $726,200 for a single-family home, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for fourplexes.
Utilize our FHA calculator to explore current FHA rates and find out the requirements for downpayment, income, credit, and paperwork.
The Lendersa® calculator lets you see how FHA rates and terms compare to those of other loan types, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By accessing information from numerous lenders, Lendersa® presents a quick comparison tailored to your financial profile.
Check the Loan Limits Table for 2026 in Terrell, Kaufman, TX, comparing maximum amounts for FHA, Conventional, Jumbo, VA, and hard money. For qualification details, use Lendersa®’s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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