For 2026, in Forney county of Kaufman, TX, the FHA loan limits are $531,300 for a single-family home, $680,150 for 2-units, $822,150 for 3-units, and $1,021,750 for 4-units.
The highest loan amount for conventional loans on a single-family home is $726,200. For two-unit homes, it's $929,850; for three-units, $1,123,900; and for four-units, $1,396,800.
Use our FHA calculator to check today’s top FHA rates and figure out the needed downpayment, income, credit, reserves, and necessary documents.
With the Lendersa® calculator, compare FHA rates and terms alongside other loan programs. Look into Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, in addition to FHA.
Lendersa® retrieves loan program data from a variety of lenders, comparing it quickly against your financial profile and needs.
The 2026 Loan Limits Comparison Table for Forney county of Kaufman, TX, lets you compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification criteria like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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