In 2026, FHA loan limits in Cleburne county, located in Johnson, TX, are set at $531,300 for a single-family home. For 2-units, the limit is $680,150; for 3-units, it is $822,150; and for 4-units, the cap reaches $1,021,750.
The maximum amount available for conventional loans on a single-family residence is $726,200. For properties with 2-units, the maximum is $929,850, with three-unit homes limited to $1,123,900, and for four units it's $1,396,800.
Use our FHA calculator to view today’s best FHA rates, and to calculate necessary components such as downpayment, income, credit standing, reserves, and documents required for qualification.
Lendersa® calculates and compares FHA rates and terms with those from alternative loan programs. Delve into different options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans while considering FHA options.
Lendersa® efficiently pulls data from a wide array of lenders, offering quick comparison against your unique financial profile and requirements.
The 2026 Loan Limits Comparison Table in Cleburne county within Johnson, TX, facilitates a comparative analysis on maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate key qualifying factors like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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