2023 FHA Loan Limits for Kenedy, Karnes County, Texas

In 2025, FHA loan limit in Kenedy county of Karnes, Texas is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in Kenedy county of Karnes, Texas compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Kenedy county of Karnes, TX

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Sage Capital Bank
  • 1606 North Sarah DeWitt Dr, Gonzales, TX, 78629
  • Sage Capital Bank, headquartered in Gonzales, Texas, is an independent community bank dedicated to the customers and communities we serve. We are committed to helping Texas businesses and families prosper. At Sage, it is our mission to provide superior personalized customer service.
  • Cachet Real Estate Finance
  • 1526 Mckinley Ave, San Antonio, TX, 78210
  • Cachet Real Estate Finance offers a practical, client-focused approach in resolving short and long-term mortgage lending opportunities. Our mortgage loan professionals have successfully represented a broad range of clients in refinance, home equity, lot, interim, rehabilitation and permanent loan transactions.
  • Crown Lending Inc
  • 102 W Crockett St, Suite 705, San Antonio, TX, 78205
  • Crown Lending, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering
  • VALUE FUNDING INCORPORATED
  • 126 Lanark Drive, San Antonio, TX, 78218
  • ValueFunding.Net offers the most complete types of loan programs to be found on the web. Our staff has many years of experience in areas of specialization from our select list.. View the many programs offered on the loan programs page. Access our loan application section to have your commercial and residential funding requirements met
  • CPS IBEW Federal Credit Union
  • 1002 Camden Street, San Antonio, TX, 78215
  • In 1938, a group of CPS Energy® employees opened the first CPS IBEW Federal Credit Union in San Antonio. Today, we are still the only credit union to exclusively serve CPS Energy employees and their families with the most affordable, flexible and easy-to-use financial services in San Antonio.
  • Randolph-Brooks Federal Credit Union
  • PO Box 2247, Universal City, TX, 78148
  • We are committed to helping our members save time, save money and earn money. Our team of dedicated professionals is here to help you achieve your goals and build a strong financial future. Randolph-Brooks Federal Credit Union is focused on helping members save time, save money and earn money.
  • Triton Group at Legacy Mutual Mortgage
  • 3820 Farm to Market Road 3009, Suite 148, Schertz, TX, 78154
  • Triton Group Specializes in doing FHA, VA, Conventional, and USDA Home Loans for those looking to purchase a Primary Residence. Additionally we offer Conventional Secondary, and Investment Home Loans along with One time and Two time Construction Loans with no money down to those who qualify. and its lower interest rate on your current mortgage
  • Rubiola Mortgage Co Inc
  • 8700 Crown1600 NE Loop, Suite 604, San Antonio, TX, 78209
  • Rubiola Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
  • GROVE MORTGAGE HOME LOANS
  • 11405 Forest Shower, San Antonio, TX, 78233
  • Grove mortgage home loan be the premier mortgage provider in Texas, and your home mortgage solution. Our mortgage specialists place clients at the center of everything, exceeding expectations and building relationships that last a lifetime. We do what is right for the client by providing honest and reliable information.
  • Jefferson Bank
  • 1777 Northeast Loop 410, San Antonio, TX, 78217
  • Jefferson Bank is a family-owned bank serving communities in San Antonio and surrounding areas in the Texas Hill Country. Through the years, Jefferson Bank has created an elite team of highly skilled, family oriented and civic-minded individuals who contribute to the Bank continuing success.
  • Smart Rate Mortgage Brokers LLC
  • 227 North Loop 1604 East, Suite 150, San Antonio, TX, 78228
  • I am an experienced mortgage veteran with over 17 years of experience in the mortgage business. I have helped thousands of families buy their first, second and third homes. . I am extremely well versed in FHA, Conventional, VA and Jumbo Loans. With a background in Education and Finance from Southwest Texas State University
  • Generations Community Federal Credit Union
  • 9311 San Pedro Ave, San Antonio, TX, 78216
  • Generations FCU was founded in 1940, with each founding member depositing $10 to become a member-owner. This new financial cooperative allowed members to provide for their families, build savings, buy cars, and plan for a secure future – together. Previously named San Antonio City Employees Federal Credit Union