In 2026, the FHA loan limit for a single-family home in Kenedy, Karnes County, TX stands at $472,030. For 2-units, the limit is $604,400; for 3-units, it's $730,525; and for properties with 4-units, it is $907,900.
Conventional loans have a maximum limit of $726,200 for a single-family dwelling. The limit is $929,850 for 2-units, $1,123,900 for properties with 3-units, and $1,396,800 for 4-units.
Our FHA calculator is an excellent tool to check today's best FHA rates and to find out the downpayment, credit, income requirements, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to compare the rates and terms of FHA loans with other loan programs. You can explore and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
With data gathered from thousands of lending institutions, Lendersa® swiftly compares the various loan programs to suit your specific financial situation and needs.
The Loan Limits Comparison Table for 2026 in Kenedy, Karnes County, TX allows you to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To evaluate qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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