In 2026, the FHA loan limit for properties in Kirby, Bexar, TX stands at $524,400 for a single-family home, $671,300 for two-unit homes, $811,450 for three units, and $1,008,450 for four-unit residences.
The maximum available for conventional loans on single-family residences is $726,200, extending to $929,850 for two units, $1,123,900 for three units, and maxing out at $1,396,800 for four units.
Utilize our FHA calculator to check today’s optimal FHA rates, evaluating downpayment, income, credit, reserves, and the documents essential for loan qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of various other loan programs. Options to explore include Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® efficiently aggregates and evaluates loan data from thousands of lenders, aligning it with your financial profile and unique needs promptly.
The Loan Limits Comparison Table for 2026 in Kirby, Bexar, TX, details maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualifications like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $524,400 | $671,300 | $811,450 | $1,008,450 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $359,700 | $359,700 | $359,700 | $359,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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