2026 FHA (Government Loans) Limits for Lakeway, Travis County, Texas

In 2026, the FHA loan limits for Lakeway, in the county of Travis, TX, are defined as $571,550 for a single-family dwelling, $731,700 for two-unit homes, $884,450 for properties with three units, and $1,099,150 for those with four units.

Meanwhile, the maximum loan amounts for conventional loans are set at $726,200 for single-family homes, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit properties.

Utilize our FHA calculator to discover today's optimal FHA rates, assess necessary downpayments, evaluate income, explore credit and reserves, and identify the documents required for qualification.

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Evaluate Loan Opportunities in Lakeway, TX

The Lendersa® calculator provides the means to analyze FHA loan rates and terms in context with other loan programs, allowing comparisons with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Collecting comprehensive loan program data from a wide array of lenders, Lendersa® conducts swift comparisons to fit your specific financial profile and requirements.

For 2026 in Lakeway, within Travis, TX, the Loan Limits Comparison Table offers a side-by-side evaluation of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan types. To compare qualification needs like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Lakeway county of Travis, TX

SFR 2 Units 3 Units 4 Units
FHA $571,550 $731,700 $884,450 $1,099,150
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $386,400 $386,400 $386,400 $386,400
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Lakeway FHA Lenders

  • City Star Lending
  • 15905 Fontaine Ave, Austin, TX, 78734
  • Lends in Texas
  • Our mortgage experts treat you with the respect due a valued customer and give you the personal attention you deserve. We know you're making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.

  • Legend Lending
  • 106 Kollmeyer Circle, Austin, TX, 78734
  • Lends in Texas
  • The Legend Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • Key Home Mortgage, LLC
  • 15303 South Flamingo Drive, Lakeway, TX, 78734
  • Lends in Texas
  • We are a full-service mortgage company based in Lakeway, TX. We specialize in VA Loans, FHA Loans, First Time Buyers in Lakeway. We also serve the Colorado & Florida. Whether you are buying a home or refinancing in the zip code 78734, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

  • Homecorp Mortgage
  • 217 Avenue N, Marble Falls, TX, 78654
  • Lends in Texas
  • Homecorp Mortgage has been closing mortgage loans since 1996. We are committed in offering personal service to our customers and also committed to providing our clients with a wide range of loan programs combined with some of the lowest mortgage rates available in all of Texas provides Home Loans, Reverse Mortgages and more.

  • Keystone Bank, National Association
  • 11500 Bee Caves Road, Suite 150, Austin, TX, 78738
  • Lends in Texas
  • Keystone Bank launched in 2018 with a maverick and entrepreneurial approach to community banking that truly puts the client first. Based in the Austin suburb of Bee Cave, it will initially focus on serving clients in western Travis County and the Hill Country. Its services include private banking, commercial real estate, residential real estate.

  • Texas Lone Star Lending, LLC
  • 13001 SH 71 West, Suite 208, Bee Cave, TX, 78738
  • Lends in Texas
  • Texas Lone Star Lending is a different kind of mortgage company. We prefer the personal touch. We don't operate on bank hours. We're not on the golf course at 3p. Your questions and needs are important. While we cannot always answer the phone, if you call between 9a and 7p Monday through Friday, we will return your call within two hours.

  • Home Financing Direct, LLC
  • 12013 Nevada Dr, Austin, TX, 78738
  • Lends in Texas
  • Home Financing Direct offers the absolute best mortgage interest rates and lowest fees in the industry. In addition, we make the loan process easy and stress free for our customers by using the latest technology and providing world class service. Get your free personalized rate quote today

  • Lakeway Lending
  • 2802 Flintrock Trace# 212, Austin, TX, 78738
  • Lends in Texas
  • Lakeway Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • SouthStar Bank
  • 5925 Steiner Ranch Blvd, Austin, TX, 78732
  • Lends in Texas
  • SouthStar Bank, S.S.B. (headquartered in Moulton, TX) specializes in residential mortgage, real estate, and construction lending, operating 15 full-service branches across the Central Texas region. Established in 1920, the bank holds over $1 billion in assets and focuses on community involvement and personal relationships.

  • Oasis Mortgage and Realty LLC
  • 7086 Comanche Trl, Austin, TX, 78732
  • Lends in Texas
  • We strive to get the best deal as we are partnered with the largest wholesale lenders. Our Traditional products include Conventional, Jumbo, FHA, VA, & USDA loans. Market-leading pricing means we can offer you some of the lowest rates available. Residential Mortgage Brokerage with the Nation Largest Lender can give you the best competitive rates