In 2026, FHA loan limits for Laguna-Vista county within Cameron, TX are set at $356,362 for a single-family home. For properties with 2-units, the limit increases to $456,275, while it reaches $551,500 for 3-units, and $685,400 for 4-units.
Conventional loan maximums are $548,250 for a single-family residence, $702,000 for 2-unit homes, $848,500 for 3-units, and $1,054,500 for 4-units.
Utilize our FHA calculator to explore today’s best FHA rates, determining the necessary downpayment, assessing income requirements, credit rating, reserves, and documentation needed to qualify.
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With the Lendersa® calculator, compare FHA rates and terms with a variety of loan programs. Delve into assessments of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
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For 2026, access the Loan Limits Comparison Table for Laguna-Vista county within Cameron, TX to evaluate maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money financial products. To explore qualification standards such as income, reserves, and credit benchmarks, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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