For 2026, the FHA loan limits set within Los-Fresnos county, part of Cameron, TX, stand at $356,362 for a single-family house. For two-unit dwellings, the limit is $456,275, heading to $551,500 for three-units and $685,400 for four-unit buildings.
Conventional loan limits for a single-family home reach $548,250; for duplexes, the cap is $702,000. Three-units have a threshold of $848,500, and four-units, $1,054,500.
Use our FHA calculator to retrieve today's best FHA rates. It helps compute the needed down payment and identifies the income, credit, reserves, and document requisites essential for qualification.
The Lendersa® calculator provides thorough comparisons between FHA rates and terms with all other loan programs available. Delve into options, including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans, along with FHA.
By collecting extensive data from thousands of lenders, Lendersa® facilitates rapid assessment against your financial standing and needs.
The Loan Limits Comparison Table for 2026 in Los-Fresnos, housed in Cameron, TX, presents a comparison of maximum loan allowances for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending. To effectively assess qualification criteria—income, reserves, and credit—use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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