During 2026, the FHA loan limits for a single-family home in Port-Isabel, nestled in Cameron, TX, are $356,362. For properties with two units, it's $456,275; whereas for three units, the limit is $551,500. For four-unit dwellings, the maximum is set at $685,400.
In the realm of conventional loans, the cap for a single-family residence hits $548,250. For duplexes, it stands at $702,000, for triplexes it's $848,500, and for four-unit properties, the ceiling is $1,054,500.
Utilize our FHA calculator to check out the leading FHA rates available today. It will also help you estimate your down payment requirement, assess your income eligibility, understand credit and reserve metrics, and compile necessary qualification documents.
Lendersa® empowers you to compare FHA rates and terms with those offered by a variety of other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Delve into an array of alternatives and align them with your needs.
Thanks to Lendersa®, you can instantly align thousands of lenders' data with your individual financial scenario to see customized options.
The Loan Limits Comparison Table of 2026 for Port-Isabel, found in Cameron, TX, lets you analyze FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money upper loan values. To review varied qualifications such as income, reserve amounts, and credit scores, turn to Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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