In 2026, the FHA loan limits within Dripping-Springs in Hays, TX, are $416,300 for single-family homes, $532,950 for two-unit homes, $644,200 for three-unit buildings, and $800,600 for four-unit properties.
For conventional loans, the maximum amount is $548,250 for a single-family residence, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to access today’s leading FHA rates and find out the necessary down payment, income, credit score, reserves, and documents for qualification.
The Lendersa® calculator allows you to contrast FHA rates and terms with those of other loan types. Consider and compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA options.
Lendersa® sources extensive loan data from thousands of lenders, enabling quick alignment with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Dripping-Springs, Hays, TX, offers a breakdown of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To assess qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $416,300 | $532,950 | $644,200 | $800,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $333,000 | $333,000 | $333,000 | $333,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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