As of 2026, the FHA loan limits in Lampasas within the confines of Lampasas, TX have been set at $472,030 for a single-family home. For two-unit residences, the cap is $604,400, and for three-unit homes, it's $730,525. Four-unit properties have a limit of $907,900.
For conventional loans, the maximum amount for a single-family residence is $726,200. Duplexes can be financed up to $929,850, while the thresholds for triplexes and quadplexes are $1,123,900 and $1,396,800, respectively.
We offer an FHA calculator for evaluating today's best FHA rates, enabling you to determine down payment requirements, income specifications, credit needs, reserves, and necessary documents for qualification.
Lendersa® calculator offers a detailed comparison of FHA rates and terms against any other loan programs available. You can explore and contrast Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA offerings.
Lendersa® efficiently gathers data from a vast network of lenders, rapidly analyzing it to match with your distinctive financial profile.
The Loan Limits Comparison Table for 2026 in Lampasas, Lampasas, TX, facilitates the comparison of maximum loan amounts spanning FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money financial options. To delve into qualification requirements such as income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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