In 2026, the FHA loan limit in Lancaster county of Dallas, TX, is $531,300 for a single-family home. For 2-units, it's $680,150, for 3-units, the limit is $822,150, and for 4-units, it is $1,021,750.
Conventional loan limits for a single-family residence are $726,200. For homes with two units, the cap is $929,850, for three units, it is $1,123,900, and for four-unit properties, it's $1,396,800.
Our FHA calculator is useful for checking today’s best FHA rates and calculating necessary downpayment, income, credit, reserves, and documents for qualification.
Using the Lendersa® calculator, you can compare FHA rates and terms with those from other loan programs. Evaluate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA loans.
Lendersa® efficiently pulls data from thousands of lenders and matches it to your unique financial profile and needs in seconds.
The 2026 Loan Limits Comparison Table in Lancaster county, Dallas, TX, lets you compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualifications like income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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