As of 2026, the FHA loan limits in Wilmer county within Dallas, TX, are designated as $531,300 for single-family properties, $680,150 for two-unit homes, $822,150 for three-unit residences, and $1,021,750 for properties with four units.
For conventional loans, the highest loan amount for a single-family residence is $726,200. The limits for two-unit properties are $929,850, three-unit residences are set at $1,123,900, and for four-unit properties, the maximum is $1,396,800.
Employ our FHA calculator to uncover today's leading FHA rates and to ascertain the necessary downpayment, income, credit, reserves, and documents required for your loan qualification.
The Lendersa® calculator provides a comparison platform for FHA rates and terms alongside other loan programs. Dive into exploring and comparing different loan options such as Conventional loans, Jumbo offerings, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® collates data from numerous lenders, performing rapid comparisons against your distinct financial profile and needs.
The Loan Limits Comparison Table for 2026 in Wilmer county of Dallas, TX allows for comparison of maximum loan limits among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™ for comprehensive guidance.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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