For the year 2026, in Mila-Doce, part of the county of Hidalgo, TX, FHA loan limits are defined as follows: $356,362 for single-family homes, $456,275 for duplexes, $551,500 for triplexes, and $685,400 for four-unit residential buildings.
Conventional loan maximums are similarly specified: $548,250 is the limit for a single-family home, while $702,000 applies to two-unit properties, $848,500 for three-unit configurations, and $1,054,500 for four-unit setups.
To find the most competitive FHA rates today, utilize our FHA calculator. It also helps you determine necessary downpayment, qualifying income, required credit, reserve levels, and any documentation needed for eligibility.
With the Lendersa® calculator, you can effectively compare FHA rates and terms alongside those from a variety of other loan programs. Delve into Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans for comprehensive comparisons with FHA terms.
Lendersa® accesses a vast database of loan program data collected from thousands of lenders, enabling quick comparisons against your distinct financial profile and needs.
Consult the Loan Limits Comparison Table for 2026 within Mila-Doce, in the county of Hidalgo, TX, to analyze maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To scrutinize qualification criteria such as income, reserve, and credit requirements, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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