In 2026, within Progreso county in Hidalgo, TX, the FHA loan limit stands at $472,030 for a single-family home, $604,400 for dual-unit properties, $730,525 for three units, and $907,900 for four-unit residences.
The maximum available loan amount for conventional loans on a single-family house is $726,200. This increases to $929,850 for two-unit dwellings, $1,123,900 for those with three units, and reaches $1,396,800 for four-unit properties.
Employ our FHA calculator to uncover current FHA rates and ascertain key components such as downpayment, required income, credit score, necessary reserves, and documentation needed for qualification.
The Lendersa® calculator allows you to contrast FHA rates and terms with those of other loan programs. Explore and compare options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers loan program data from a multitude of lenders, allowing for quick comparison with your personal financial profile.
Refer to the Loan Limits Comparison Table for 2026 within Progreso county of Hidalgo, TX, to differentiate maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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