In 2026, the FHA loan limits relevant to Weslaco county in Hidalgo, TX, are specified as $472,030 for a single-family home. For properties with 2-units, the limit stands at $604,400, for those featuring 3-units, it extends to $730,525, and for buildings with 4-units, the restrictions peak at $907,900.
The cap on conventional loans for a single-family home is $726,200. Properties with two units enjoy a limit of $929,850; those with three units are confined to $1,123,900; and for four-unit dwellings, the maximum is set at $1,396,800.
Explore our FHA calculator to reveal today's prime FHA rates, enabling you to compute necessary factors such as downpayment, income prerequisites, credit evaluation, reserves, and indispensable documents for qualification.
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The Lendersa® calculator facilitates the comparison of FHA rates and terms with all other loan program offerings. Take advantage of this tool to explore and contrast a range of options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA.
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Use the 2026 Loan Limits Comparison Table for Weslaco county, within Hidalgo, TX, as a resource to evaluate maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly compare requirements such as income, reserves, and creditworthiness, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™), which offers an in-depth analysis of your eligibility parameters.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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