FHA Loan Limits for Weslaco, Hidalgo County, TX in 2026

In 2026, the FHA loan limits relevant to Weslaco county in Hidalgo, TX, are specified as $472,030 for a single-family home. For properties with 2-units, the limit stands at $604,400, for those featuring 3-units, it extends to $730,525, and for buildings with 4-units, the restrictions peak at $907,900.

The cap on conventional loans for a single-family home is $726,200. Properties with two units enjoy a limit of $929,850; those with three units are confined to $1,123,900; and for four-unit dwellings, the maximum is set at $1,396,800.

Explore our FHA calculator to reveal today's prime FHA rates, enabling you to compute necessary factors such as downpayment, income prerequisites, credit evaluation, reserves, and indispensable documents for qualification.

Investigate loan offers from a selection of 100 varied lenders

Dive Into Loan Options in Weslaco, TX

The Lendersa® calculator facilitates the comparison of FHA rates and terms with all other loan program offerings. Take advantage of this tool to explore and contrast a range of options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA.

Lendersa® gathers extensive loan-related data from thousands of lenders, processing it swiftly against your unique financial needs and goals.

Use the 2026 Loan Limits Comparison Table for Weslaco county, within Hidalgo, TX, as a resource to evaluate maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly compare requirements such as income, reserves, and creditworthiness, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™), which offers an in-depth analysis of your eligibility parameters.

Loan limits Weslaco county of Hidalgo, TX

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Weslaco FHA Lenders

  • Security First Credit Union
  • 3515 South Jackson Road, Edinburg, TX, 78539
  • Lends in Texas
  • Security First Federal Credit Union has been dedicated to improving the quality of life in the communities we serve. With over $375 million in assets, Security First Credit Union has grown to 15 locations throughout the Rio Grande Valley. As a financial institution we offer similar products and services as a bank. As a credit union

  • Texas National Bank
  • 4126 Crosspoint Blvd, Edinburg, TX, 78539
  • Lends in Texas
  • Texas National Bank has been serving the Rio Grande Valley since 1920 and prides itself on knowing the community – not just the needs of the community but the people living within that community as well.

    Known originally as First National Bank of Mercedes in 1920, the bank changed its name in 1985 to become Mercedes National Bank.

  • Wallstreet Wholesale Lender LLC
  • 3111 W Freddy Gonzalez, Suite 225, Edinburg, TX, 78539
  • Lends in Texas
  • "WallStreet Wholesale Lender LLC is designed to help borrowers with their Mortgage Loan. Our platform allows borrowers to obtain wholesale rates in a retail market.
    Our Loan Officer are Licensed and educated. We obtain the best loan officers in Texas. Our requirements are
    for our Loan Officers to be educated, resourceful."

  • La Cross Mortgage, LLC
  • 213 W Expy 83, Suite D, Pharr, TX, 78577
  • Lends in Texas
  • La Cross Mortgage, LLC is a fast-growing mortgage company serving the Rio Grande Valley. Located in McAllen, we strive to provide fast and excellent service to home buyers throughout the South Texas region. Our team is dedicated to helping prospective buyers start better lives in better homes with the help of a better mortgage.

  • Path Finder Mortgage Solutions
  • 1109 Nolana Ave, Suite 203, McAllen, TX, 78501
  • Lends in Texas
  • Path Finder Mortgage Solutions gets you the perfect loan that will fit your budget & lifestyle. With personal attention, we work closely with you to provide you with the mortgage solutions that you deserve. A trustworthy source and reputable mortgage company, Path Finder Mortgage Solutions is headed by Hilda Cardoza and her team of dedicated Team.

  • Harrison Lending Group, Inc.
  • 801 West Nolana, Suite 335, McAllen, TX, 78501
  • Lends in Texas
  • Harrison Lending Group, we provide custom-tailored lending programs to fit the needs of each borrower and property type. Our many years of experience helps us match your financial profile and property type to the lender's requirements and willingness to fund a particular commercial mortgage loan.

  • Structure Finance LLC
  • 3313 N. McColl Road, McAllen, TX, 78501
  • Lends in Texas
  • Structure Finance is a direct mortgage Broker committed on helping our customers envision what home should feel like. Here we are to serve you with any mortgage loan need you have.Our team is committed to help you better understand the maze of mortgage finance. We take the time to listen to your mortgage needs and find the right loan that suits you

  • Vantage Bank TX
  • 1801 South 2nd Street, McAllen, TX, 78503
  • Lends in Texas
  • Vantage Bank Texas is a community bank focused on meeting the financial needs of small-to-medium sized businesses. We specialize in business lending along with business cash management services Our Vision is to build a financial services company that will be relevant, competitive, profitable, and visionary.

  • Lone Star National Bank
  • 520 E. Nolana Avenue, McAllen, TX, 78504
  • Lends in Texas
  • Lone Star National Bank is a full-service independent community bank with many locations across South Texas, founded on January 23, 1983.
    Lone Star National Bank is a technologically advanced, full-service, independent, community bank with over 700 employees and many locations across South Texas.

  • Diversified Lending Group
  • 5412 N. 10th St, McAllen, TX, 78504
  • Lends in Texas
  • Joe Cuellar, Branch Manager for Castle & Cooke Mortgage in McAllen, Texas, truly knows the ins-and-outs of the mortgage business! Whether clients are seeking alternative ways of generating income through investing in real estate or are simply looking for a home mortgage, Joe is the guy to see. With more than 30 years in the financial