2026 FHA (Government Loans) Limits for Reno, Lamar County, Texas

In 2026, Reno county in Lamar, TX has FHA loan limits of $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The conventional loan cap for single-family homes is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to review today's best rates and determine the necessary downpayment, income, credit, reserves, and documentation for qualification.

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The Lendersa® calculator lets you compare FHA rates & terms with various other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® compiles data from thousands of lenders and quickly aligns it with your specific financial needs and profile.

Review the Loan Limits Comparison Table for 2026 in Reno county, Lamar, TX, covering FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Reno county of Lamar, TX

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Reno FHA Lenders

  • Fannin Bank
  • 230 East 3rd Street, Bonham, TX, 75418
  • Lends in Texas
  • Fannin Bank was organized in November 1921 as the Guaranty State Bank in Windom, Texas. By June 1922 the bank had $158,046 in assets. The name was changed to Fannin Bank in 1976, and in 1987 a branch office was opened in the town of Bonham. The Honey Grove branch opened in 2008 with the headquarters moving to Bonham the same year.

  • State Bank of Dekalb
  • 102 S.W. Runnels, De Kalb, TX, 75559
  • Lends in Texas
  • State Bank of Dekalb is a bank with operations in one state. State Bank of Dekalb offers numerous mortgage programs including conventional, FHA, VA, USDA & agricultural loan mortgages.

    The State Bank of De Kalb is located in De Kalb with zip code of 75559. You will find the details for this branch with the hours of operation phone numbers, add

  • Commercial Bank of Texas, N.A.
  • 7463 US-69, Alba, TX, 75410
  • Lends in Texas
  • Commercial Bank of Texas is solidly positioned to enter its second century of providing successful banking practices predicated on sound and prudent operating standards. Currently, CBTx has over 150 employees in eight communities and the bank's Board of Directors and Officers are personally involved in the communities they serve.

  • DEBT DOES DEALS
  • 305 W. Woodard, Suite 209, Denison, TX, 75020
  • Lends in Texas
  • DEBT DOES DEALS shows clients how to use mortgage debt to build a legacy. From purchasing your first home, to refinancing an existing home loan, or building a home from scratch, we will provide you the best home loan to make your financial dreams a reality. debtdoesdeals.com is your online resource for personalized mortgage solutions,

  • North East Texas Credit Union
  • 1115 Lone Star Boulevard, Lone Star, TX, 75668
  • Lends in Texas
  • North East Texas Credit Union has been open since 1948. The credit union has assets totaling $201 Million and provides banking services to more than 14, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans.

  • Mortgage Consultants Ltd
  • 7290 Virginia Pkwy, Suite 2000, McKinney, TX, 75071
  • Lends in Texas
  • As professionals working within the real estate industry, Cynthia Brugge and her associates recognized the lack of information, education and choices available to the purchasing public and in 1982 they pioneered a new type of brokerage firm. This education has shifted power from the real estate and financial institutes to the consumer

  • Red River Credit Union
  • 1000 Pine, Texarkana, TX, 75501
  • Lends in Texas
  • Red River Credit Union employs over 350 local residents to manage over $900 million in assets. Our membership is over 110,000 strong. As a premier financial institution, Red River Credit Union can offer its membership loans, deposit accounts, and financial services to meet their every need.

  • Eagle Mortgage, LLC
  • 1370 Fairlakes Pointe Drive, Rockwall, TX, 75087
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Heritage Funding
  • 103 N Goliad, Suite 108, Rockwall, TX, 75087
  • Lends in Texas
  • Heritage Funding Co LLC is located in Rockwall, Texas, and was founded in 2001. This business is working in the following industry: Loan companies. Annual sales for Heritage Funding Co Our Reach Is Big As Texas! Anywhere In The Lone Star State - We Can Help and also Charles Michael Kamps, President/Director

  • Mortgage Resoruce Of Texas
  • 311 E I-30, Suite 103, Rockwall, TX, 75087
  • Lends in Texas
  • Mortgage Resources of Texas is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering