In 2026, the FHA loan limits in Sulphur-Springs, situated in Hopkins county, TX, are established at $356,362 for a single-family residence, $456,275 for two-unit homes, $551,500 for those with three units, and $685,400 for four-unit properties.
The conventional loan cap for a single-family dwelling is $548,250, extending to $702,000 for duplexes, $848,500 for triplexes, and reaching $1,054,500 for four-unit residences.
Utilize our FHA calculator to view today’s optimal FHA rates, and establish requirements such as downpayment, income, credit, reserves, and necessary documentation for eligibility.
The Lendersa® calculator aids in comparing FHA rates and terms with other loan program options, facilitating comparisons among Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® swiftly gathers loan program data from thousands of lenders, aligning it with your distinct financial profile and needs for rapid comparison.
Our Loan Limits Comparison Table for 2026 in Sulphur-Springs, Hopkins, TX provides a comprehensive look at maximum loan values for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification needs such as income, reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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