In 2026, the FHA loan limit in Richland-Hills within the county of Tarrant, TX, is defined as $411,700 for a single-family home. For two-unit buildings, it reaches $527,050, for three-unit structures it is $637,050, and extends to $791,750 for four-unit properties.
Conventional loans have a maximum amount of $548,250 for single-family homes, while duplexes have a limit of $702,000, triplexes $848,500, and fourplexes $1,054,500.
Utilize our FHA calculator to explore today’s most favorable FHA rates and determine essential downpayments, income, credit, reserves, and documentation needed for qualifying.
The Lendersa® calculator facilitates comparison between FHA rate & terms and those of all other loan programs. Dive into evaluating Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® compiles data from thousands of lenders, providing quick comparison against your unique financial profile.
Within the Richland-Hills county of Tarrant, TX, the Loan Limits Comparison Table for 2026 allows you to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For insight into qualification requirements like income, reserves, and credit, leverage Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $411,700 | $527,050 | $637,050 | $791,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $329,300 | $329,300 | $329,300 | $329,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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