2026 FHA (Government Loans) Limits for Bedford, Tarrant County, Texas

In 2026, the FHA loan limit in Bedford county of Tarrant, TX is $531,300 for a single-family home. For 2-units, it is $680,150; for 3-units, it is $822,150; and for 4-units, the limit is $1,021,750.

Regarding conventional loans, the maximum amount for a single-family residence is $726,200. For two-unit properties, it is $929,850, for three-unit homes $1,123,900, and for homes with four units, it's $1,396,800.

Leverage our FHA calculator to uncover today's best FHA rates and calculate essential figures like downpayment, income level, credit score, reserves, and required documents to qualify.

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Explore Loan Choices in Bedford, TX

The Lendersa® calculator lets you compare FHA rates and terms with other loan programs. Dive into comparisons with Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® efficiently gathers loan program data from thousands of lenders, performing rapid comparisons against your unique financial profile and needs.

The 2026 Loan Limits Comparison Table for Bedford county in Tarrant, TX, allows comparison among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria, such as income, reserves, and credit.

Loan limits Bedford county of Tarrant, TX

SFR 2 Units 3 Units 4 Units
FHA $531,300 $680,150 $822,150 $1,021,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $360,600 $360,600 $360,600 $360,600
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • PrimeWay Federal Credit Union
  • 12811 Northwest Freeway, Houston, TX, 77040
  • Lends in Texas
  • PrimeWay is a not-for-profit financial cooperative with multiple branches, local to the Houston area (including Harris County, Fort Bend County and Washington County). At PrimeWay we believe that the best way to build strong communities is to help the families in our community create their own financial strength.

  • Hillcrest Capital LLC
  • 7676 Hillmont Street, Suite 105, Houston, TX, 77040
  • Lends in Texas
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • NewCity Mortgage
  • 16597 Village Dr, Houston, TX, 77040
  • Lends in Texas
  • New City Mortgage and the loan team have the experience, expertise, and loan programs that you need. Fast closings and more loan products make the difference. Our mission is to provide financing to help you buy the home you want, fast and also New City Mortgage has the experience, expertise, and loan programs.

  • Ladiya LLC
  • 24839 Crystal Leaf Lane, Katy, TX, 77494
  • Lends in Texas
  • We develop relationships that make a positive difference in the lives of our customers. At Ladiya Mortgage we are committed to providing our clients with an exceptional level of customer service that is superior to our competitors. Bhanuchand Paruchuri Mortgage Broker at Ladiya Mortgage.

  • Leverage Financial Mortgage LLC
  • 24274 Katy Freeway, Suite 400, Katy, TX, 77494
  • Lends in Texas
  • We are a full-service mortgage company based in Katy, TX. We specialize in Mortgage Purchase and Refinance in Katy, Houston, Sugar Land, Alief, Spring and the entire Greater Houston area. We also serve the surrounding cities in Fort Bend County. Whether you are buying a home or refinancing in or around zip code 77494

  • HomeWay Mortgage
  • 23218 Red River Dr., Katy, TX, 77494
  • Lends in Texas
  • HomeWay Mortgage is a full-service mortgage company dedicated to providing clients with detailed personal service at competitive rates. HomeWay Mortgage stands apart because it is a direct lender providing clients with great service, low rates, experienced loan officers and unique loan products in addition to the standard purchase.

  • Guadalupe Bank
  • 1309 Bandera Hwy, Kerrville, TX, 78028
  • Lends in Texas
  • Guadalupe Bank was built by locals, for locals. We pride ourselves on the fact that our decisions are made locally by people who live in our community, value relationships with our customers, and genuinely understand local needs. We have a commitment to every single customer and to the people and small business owners in our community.

  • US Mortgage Lenders
  • 230 Castle Pines, Kerrville, TX, 78028
  • Lends in Texas
  • US Mortgage Lenders, I not only have access to leading national lenders, but I have access to funding sources not readily advertised, with lenders you wouldn’t think to look for. Undoubtedly, I can find more competitive mortgage rates than banks and other traditional mortgage firms.