In 2026, the FHA loan limit in Roma county of Starr, TX, is set at $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units properties.
The maximum amount for conventional loans on a single-family residence is $726,200; for 2-units, it is $929,850, for 3-units $1,123,900, and for 4-units $1,396,800.
Utilize our FHA calculator to view today's top FHA rates and determine the necessary downpayment, income, credit score, reserves, and qualifying documents.
The Lendersa® calculator allows you to compare FHA rates and terms with other loan programs. Evaluate and compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® pulls loan data from thousands of lenders and efficiently compares it to your unique financial profile and requirements.
For 2026, the Loan Limits Comparison Table in Roma county of Starr, TX shows maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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