For 2026, in Rio-Grande-City county of Starr, TX, the FHA loan limit stands at $356,362 for a single-family home. For 2-unit properties, the limit is $456,275; for 3-units, it's $551,500; and for 4-units, it reaches $685,400.
Regarding conventional loans, the maximum allowed for a single-family residence is $548,250. Two-unit homes can borrow up to $702,000, three-unit properties $848,500, and four-unit homes $1,054,500.
Our FHA calculator can help reveal today's best FHA rates, guiding you on necessary downpayments, income requirements, credit needs, reserves, and all required documentation for qualification.
Utilize the Lendersa® calculator to evaluate FHA rates and terms against various loan programs. Explore and compare options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® aggregates loan program data from numerous lenders, providing rapid comparisons aligned with your personal financial profile and needs.
The 2026 Loan Limits Comparison Table for Rio-Grande-City county, Starr, TX, presents a comparison of FHA with Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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