In 2026, the FHA loan limit in Sandy-Oaks county, Bexar, TX, is $403,650 for a single-family home, $516,750 for duplexes, $624,600 for triplexes, and $776,250 for four-unit properties.
For conventional loans, the maximum amount for a single-family residence is $548,250, with limits of $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to see today’s best FHA rates, determining the downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator allows comparisons between FHA rate and terms and other programs. Explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® retrieves data from thousands of lenders and quickly compares it against your financial profile.
The Loan Limits Comparison Table for 2026 in Sandy-Oaks county, Bexar, TX, lets you compare FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loans. To examine qualification criteria like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $403,650 | $516,750 | $624,600 | $776,250 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $322,900 | $322,900 | $322,900 | $322,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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