In 2026, the FHA loan limits set in San-Antonio county of Bexar, TX, are as follows: a single-family home is limited to $403,650. For homes with 2-units, the limit is $516,750, it rises to $624,600 for 3-units, and reaches $776,250 for properties with 4-units.
The ceiling on conventional loans is $548,250 for a single-family residence. For 2-units, it is $702,000. It climbs to $848,500 if you have 3-units, and the highest is $1,054,500 for 4-units.
Utilize our FHA calculator to uncover today's top FHA rates and calculate the necessary downpayment, income, credit, reserves, and documents required to qualify.
The Lendersa® calculator makes it easy to compare FHA rates and terms with those of other loan types. Investigate Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA plans.
Lendersa® gathers extensive loan program data from thousands of lenders and swiftly matches it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in San-Antonio county of Bexar, TX, provides a detailed breakdown of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $403,650 | $516,750 | $624,600 | $776,250 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $322,900 | $322,900 | $322,900 | $322,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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