For 2026, FHA loan limits in Shallowater county, part of Lubbock, TX, are as follows: $472,030 for a single-family home, $604,400 for 2-unit properties, $730,525 for 3-unit homes, and $907,900 for 4-unit buildings.
Regarding conventional loans, the maximum amount is $726,200 for a single-family residence, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Utilize our FHA calculator to check out today’s best FHA rates, and evaluate the necessary downpayment, assess income, credit, reserves, and required documents for qualification.
The Lendersa® calculator empowers you to compare FHA rates and terms with other loan programs, ranging from Conventional, Jumbo, VA, USDA, Non-QM, to hard money loans.
Lendersa® gathers comprehensive loan data from thousands of lenders, enabling rapid comparison against your specific financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in Shallowater county of Lubbock, TX, which includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To examine qualification metrics such as income, reserves, and credit, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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