In 2026, the FHA loan limit for a single-family home in Wolfforth, Lubbock, TX, is $472,030. For two units, it's set at $604,400; for three units, $730,525; and for properties with four units, it is $907,900.
Conventional loans have a maximum of $726,200 for single-family homes, $929,850 for two-unit properties, $1,123,900 for three units, and $1,396,800 for four-unit residences.
Use our FHA calculator to determine today’s top FHA rates and see the required down payment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator enables comparison of FHA rates and terms against other loan programs. Evaluate FHA against Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers loan data from thousands of lenders, providing fast comparisons tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Wolfforth, Lubbock, TX, offers a side-by-side view of maximum loans for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualifications like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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