For the year 2025, the FHA loan limits within Slaton, found in Lubbock, TX, are set at $472,030 for a single-family dwelling, $604,400 for properties with two units, $730,525 for structures with three units, and $907,900 for those with four dwelling units.
Regarding conventional loans, the maximum allowable amount for a single-family residence is $726,200, then $929,850 for two-unit properties, $1,123,900 for properties with three units, and $1,396,800 for four-unit homes.
Our FHA calculator is available to help you find today's competitive FHA rates and to determine necessary criteria such as down payment, income, credit score, reserve funds, and required documentation to qualify.
The Lendersa® calculator permits you to measure FHA rates and terms alongside those from various other loan programs. You can delve into and compare rates for Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in contrast with FHA offerings.
Lendersa® compiles data from a multitude of lenders, providing swift comparisons tailored to your specific financial circumstances and needs.
The Loan Limits Comparison Table for 2025 in Slaton, within Lubbock, TX, offers a side-by-side view of maximum loan amounts across different categories: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore the qualification criteria, including income, reserves, and credit requirements, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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